As a student, you might feel that building up savings is a distant goal, especially with textbooks, rent, and life expenses eating up your budget. But what if saving didn’t require a big starting balance or strict monthly deposits? Raiz Federal Credit Union’s Express Start Share Certificates make it simple for students to start saving — with just $25 to open an account and a competitive rate that helps your money grow.
Saving during college is one of the smartest moves you can make, even if you start small. Many students avoid saving because it feels impossible on a tight budget, but the earlier you start, the more you benefit from compound interest. With Express Start Share Certificates, you don’t need a big initial investment. By starting small and building gradually, you’ll have the chance to create financial security before graduation, which is a powerful advantage when starting your career.
One standout feature of the Express Start Share Certificate is its flexibility. After opening your account with $25, you can make deposits of as little as $10. This means you can save when it suits your budget — whether it’s from extra cash left over at the end of the month or a portion of your side hustle income.
Flexibility is paired with a highly competitive 7.25% APY* for 12 months. In short, your savings are earning you more funds, making each deposit go further without requiring constant contributions. It’s an ideal fit for students who want to start saving but need a plan that adapts to their budget.
Raiz designed the Express Start Share Certificate with young savers in mind, especially those who are balancing classes, part-time jobs, and the cost of student life. Saving with Raiz is low-risk with high-reward, giving students a practical way to reach their financial goals without feeling pressured. Whether you’re saving up for a trip, building an emergency fund, or just want to grow your money, the Express Start Share Certificate is a safe, straightforward way to do it.
Opening an Express Start Share Certificate is quick and easy. Visit www.raiz.us or stop by your nearest branch to open your account. With just $25, you’ll be setting yourself up for financial growth and get a head start on your financial journey.
If you’ve been looking for a practical way to start saving as a student, Raiz’s Express Start Share Certificate could be the perfect fit. Because, ultimately, saving isn’t just about what you have—it’s about what you’re building.
DISCLAIMER
*APY = Annual Percentage Yield. Rate is in effect until further notice and is subject to change at any time. Rate applies to new money deposits. Maximum investment balance is $3,000 for 12 months. A penalty for early withdrawal may be imposed. Fees may reduce earnings. Federally insured by NCUA.
