As technology and digital networking become more ubiquitous in college environments, the risk of job and financial swindles have also increased.
From popular fund transfer scams like the Nigerian Prince series to financial aid fraud rings and fraudulent job opportunities, the student demographic is constantly targeted as a part of these practices.
“These scammers are people who are very strategically picking on universities to target students because of financial situations,” said Betsy Castro-Duarte, the director of the University Career Center.
Here’s 10 things the career center suggests you should look out for.
1. Requesting personal information
Scammers might persuade students to divulge personal information such as email or login credentials to different websites by pretending to be an administrator working for such sites. For example, according to UTEP’s Information Security Office, a phishing scam in 2015 urged students to update their email account by clicking on a fake link, which urged students to provide their login credentials.
2. Unsolicited offers
Students may receive emails with job or internship opportunities they did not apply for.
“If someone is going to offer you a job, there is most likely going to be some face-to-face or web conferencing, but if you haven’t solicited an application, then you should not communicate with them,” said Castro-Duarte.
3. Forwarding, wiring or money
Students may be persuaded to cash checks and transfer money to another account while being promised they can keep a small amount.
“A student is sent a check to their mailing address, the student deposits the check, wires the money to this other address, the bank checks it and says ‘this is a fraudulent check,’ leaving the student with a deficit of the amount wired,” said Castro-Duarte.
4. Grammatical errors
The email or document received from the scammer can be plagued with misspellings and grammatical errors. Students can make use of the Career Center or Job Mine to validate the legitimacy of a job offer.
“We call employers, we verify, we Google their address, and we do our due diligence to make sure the jobs we post are legitimate,” said Castro-Duarte.
5. Untraceable payment methods
Scammers may ask for untraceable methods of payment such as a MoneyGram to cover their tracks. PayPal, Google Checkout and payment methods endorsed by large corporations are a safer option.
6. Loss of opportunities
Students may be given an ultimatum through email, and are urged to pay a fee or give away personal information for fear of missing out on certain opportunities.
7. Misleading addresses
Some addresses might be suspicious, and in some cases, scammers can mislead victims into a fake situation. A legitimate business should be registered and traceable.
“We have had instances when we have inspected a location of a potential employer and it turned out to be an empty lot,” said Castro-Duarte.
8. Student loan scams
Too-good-to-be-true student loan opportunities with low interest are common ways of targeting students and requesting financial information.
“We know you need money to go to school, we know a quick buck is nice, but if it is a questionable method, it is not something you should pursue immediately,” said Castro-Duarte.
9. Junk email and suspicious attachments
In some cases, students will receive emails with questionable information or attachments directly to their “junk” or “spam” folders.
Deposit Information, Invoice, Fax Document, Transaction Report, Confirmation Delivery, Receipt, are some examples of names for the attachments sent as part of a scam, according to UTEP’s ISO.
10. Questionable honorary organizations
Students might receive emails from supposed honorary societies asking for membership fees upfront. These organizations might claim national recognition, but they may not be backed by UTEP.
“School-endorsed honorary societies are not going to charge you more than a minimum fee, but these are people you get a direct benefit from,” said Castro-Duarte.